The cost of paying for child care is a major consideration for most families. Many families today are spending over half of their income toward high-quality child care programs.
There are many reasons why child care can be so expensive. Some of the reasons include high ratios of adults to children, teacher or provider qualifications, location of care, and costs of space, insurance, equipment, and special programs.
Quality care for infants and toddlers can be especially expensive, due to small group sizes. Hiring an in-home caregiver tends to be the most expensive form of care, followed by centers and family child care homes.
Families are eligible for financial assistance if their monthly gross income (before taxes and deductions) falls below 150% of FY 2012 Federal Poverty Level. Once eligible, the family may continue to receive certificates until income exceeds 185% of FY 2012 Federal Poverty Level. Income is adjusted for family size, as the chart indicates. Most families pay a portion of the cost of care.
updated 8/21/12